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OTHER DEPARTMENTS
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CO-OPERATION DEPARTMENT
Organisation.-Co-operation has been accepted as the medium for bringing about socio-economic evolution in the life of the people of the country. This has created a vast surge for the organisation and development of co-operative activity with the result that the department has become an important department of the Government as the activities of the department extend to the fields of rural finance, agricultural marketing, industrial cooperatives, consumers co-operatives and money lending business in the district. All these activities are governed under the Maharashtra Co-operative Societies Act, 1961.
With the formation of the Zilla Parishad the department has come under the dual control of the State Government as also of the Zilla Parishad. The Co-operation and Industries department of the Zilla Parishad, which is headed by the Co-operation and Industries Officer of the Zilla Parishad who is responsible to the Chief Executive Officer of the Zilla Parishad, is entrusted with the registration, organisation, supervision, inspection, etc., of all types of co-operative societies in the rural areas having authorised share capital of Rs. 50,000 or working capital of upto Rs. 5 lakhs. It also controls and supervises all regulated markets in the district. All other schemes are looked after by the department in the State sector. The department in the local sector administers the extension and promotional activities of co-operative societies, whereas the regulatory functions have been retained by the department in the State sector. Hence the advice of the Registrar of Co-operative Societies in technical matters prevails upon the Co-operation and Industries Officer of the Zilla Parishad though the Chief Executive Officer is his administrative head.
The department at the State level is headed by the Commissioner for Co-operation and Registrar of Co-operative Societies with his headquarters at Poona. At the divisional level the department is headed by the Divisional Joint Registrar assisted by Divisional Deputy Registrar and Divisional Assistant Registrar. The Divisional Special Auditor is in charge of the audit section.
The department in the State sector in the district is headed by the District Deputy Registrar of Co-operative Societies, a class I gazetted officer. He is assisted by Assistant Registrars, Co-operation Officers, and Assistant Co-operation Officers.
The main responsibility of the supervising staff is confined to detailed supervision over the working of all agricultural credit and multipurpose societies in the district. They are expected to supervise every society in their charge. They are appointed by the Divisional Joint Registrar, Nagpur. They are placed under the administrative control of the Assistant Registrars.
District Co-operative Board.-Education and training in cooperation and propaganda for the spread of co-operative movement are carried out by the District Co-operative Board under the guidance of the Maharashtra State Co-operative Union, Ltd., Bombay. The membership of the Board is of two classes, viz., ordinary, consisting of all co-operative societies in the district and associate consisting of individuals. A nominee of the financing agency, the District Deputy Registrar and the Executive Officer of the Maharashtra State Co-operative Union are the ex-officio members of the Board.
Audit.- Section 81 of the Maharashtra Co-operative Societies Act, 1961, provides for statutory audit of every society at least once in a year by the Registrar or by the persons authorised by him. In the district, it is the responsibility of the District Special Auditor who works under the supervision and guidance of the Divisional Special Auditor, Co-operative Societies, Nagpur.
Money Lending.- The salient features of the Bombay Moneylenders Act are licensing of money-lenders, maintenance of accounts by money-lenders in prescribed forms and restrictions on rates of interest.
The District Deputy Registrar of Co-operative Societies works as the Registrar of Money-lenders in the district, while the Assistant Registrar of Co-operative Societies works as Assistant Registrar of Money-lenders in their respective jurisdictions. The District Deputy Registrar who works as Registrar of Money-lenders issues licences to money-lenders and is responsible for the administration of the Bombay Money-lenders Act. The Co-operation Officers have to work in dual capacity both as Co-operation Officers and Inspectors of Money-lenders.
Central Co-operative Bank.- The four separate Central Cooperative Banks at Buldhana, Khamgaon, Malkapur and Mehkar were amalgamated into one bank called "The Buldhana District Central Co-operative Bank" with headquarters at Buldhana on 26th January, 1962. The amalgamated bank has been working as a federal financing agency catering to the credit requirements of all the primary credit societies in the district. The Zilla Parishad also transacts business through this bank.
Co-operative Movement.-By the end of 1964-65 almost all the villages in the district were covered by the agricultural credit societies. The following table gives the information about the co-operative societies in the district during 1963-64 and 1964-65.
TABLE No. 1
CO-OPERATIVE SOCIETIES OF EACH TYPE IN BULDHANA DISTRICT
(Rs. in lakhs)
|
Type of Society |
Year |
No. of Societies |
No. of members |
Share capital |
Reserve and other funds |
|
Soc-ieties |
Indi-viduals |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
|
Agricultural Marketing Society |
1963-64 |
9 |
409 |
4,349 |
2.75 |
7.23 |
1964-65 |
12 |
559 |
4,903 |
16.23 |
8.38 |
|
Consumer's Society |
1963-64 |
25 |
-- |
3,963 |
0.26 |
0.16 |
1964-65 |
27 |
-- |
4,091 |
0.36 |
0.26 |
|
Co-operative Bank- |
|
|
|
|
|
|
|
(a) Central |
1963-64 |
1 |
746 |
1,609 |
38.20 |
13.36 |
1964-65 |
1 |
766 |
1.683 |
47.70 |
14.45 |
|
(b) Other Banks |
1963-64 |
5 |
-- |
640 |
0.90 |
0.04 |
1964-65 |
5 |
-- |
986 |
2.25 |
0.13 |
|
Farming Society- |
|
|
|
|
|
|
|
(a) Collective Farming Society |
1963-64 |
72 |
-- |
830 |
0.66 |
0.10 |
1964-65 |
73 |
-- |
955 |
0.79 |
0.16 |
|
(b) Joint Farming Society |
1963-64 |
5 |
-- |
75 |
0.13 |
0.06 |
1964-65 |
5 |
-- |
75 |
0.13 |
0.06 |
Housing Society- |
| |
| |
| |
|
(a) Tenement Ownership Housing Society. |
1963-64 |
47 |
-- |
1,900 |
1.03 |
0.16 |
1964-65 |
47 |
-- |
1,900 |
1.03 |
0.16 |
|
(b) Tenement Co-partnership Society |
1963-64 |
-- |
-- |
-- |
-- |
-- |
1964-65 |
-- |
-- |
-- |
-- |
-- |
|
(c) Other Housing Society |
1963-64 |
-- |
-- |
-- |
-- |
-- |
1964-65 |
-- |
-- |
-- |
-- |
-- |
|
Processing Society- |
|
|
|
|
|
|
|
(a) Agricultural Processing Society |
1963-64 |
17 |
35 |
1,110 |
2.82 |
0.35 |
1964-65 |
16 |
35 |
1,583 |
5.44 |
0.05 |
|
(b) Industrial Processing Society |
1963-64 |
-- |
-- |
-- |
-- |
-- |
1964-65 |
-- |
-- |
-- |
-- |
-- |
|
Producer's Society - |
|
|
|
|
|
|
|
(a) Industrial Processing Society |
1963-64 |
47 |
8 |
1,159 |
0.84 |
0.40 |
1964-65 |
45 |
8 |
1,178 |
1.32 |
0.83 |
|
(b) Labourers Industrial Society |
1963-64 |
4 |
-- |
221 |
0.09 |
0.01 |
1964-65 |
6 |
-- |
272 |
0.13 |
0.02 |
|
(c) Agricultural Producers' Society |
1963-64 |
15 |
8 |
1,159 |
0.16 |
0.00 |
1964-65 |
17 |
13 |
222 |
0.19 |
0.01 |
|
Resource Society- |
|
|
|
|
|
|
|
(a) Credit Resource Society |
1963-64 |
623 |
-- |
80,774 |
54.07 |
16.29 |
1964-65 |
632 |
-- |
90,866 |
64.27 |
17.68 |
|
(b) Non-Credit Resource Society |
1963-64 |
18 |
600 |
2,032 |
0.31 |
0.03 |
1964-65 |
18 |
616 |
2,043 |
0.35 |
0.06 |
|
(c) Service Resource Society |
1963-64 |
-- |
-- |
-- |
-- |
-- |
1964-65 |
-- |
-- |
-- |
-- |
-- |
|
General Societies- |
|
|
|
|
|
|
|
(a) Social |
1963-64 |
3 |
280 |
151 |
0.03 |
0.04 |
1964-65 |
3 |
280 |
222 |
0.33 |
0.04 |
|
(b) C0mmercial |
1963-64 |
2 |
149 |
121 |
0.50 |
1.10 |
1964-65 |
2 |
-- |
149 |
0.50 |
1.67 |
|
(c) Others |
1963-64 |
1 |
-- |
90 |
0.31 |
0.03 |
1964-65 |
1 |
-- |
90 |
0.31 |
0.04 |
|
District Total |
1963-64 |
894 |
2,086 |
1,00,183 |
103.33 |
38.96 |
1964-65 |
910 |
2,277 |
1,11,118 |
141.03 |
48.9 |
Source:
Bureau of Economics and Statistics, Maharashtra State, Bombay.
TABLE No. 1— contd.
(Rs. in lakhs)
|
Type of Society |
Year |
Working capital |
Loans ad-vanced |
Loans re-covered |
Loans over due |
Loans out-standing |
|
(1) |
(2) |
(8) |
(9) |
(10) |
(11) |
(12) |
|
Agricultural Marketing Society |
1963-64 |
32.83 |
-- |
-- |
-- |
-- |
1964-65 |
50.98 |
-- |
-- |
-- |
-- |
|
Consumer's Society |
1963-64 |
0.43 |
-- |
-- |
-- |
-- |
1964-65 |
0.71 |
-- |
-- |
-- |
-- |
|
Co-operative Bank- |
|
|
|
| |
|
|
(a) Central |
1963-64 |
318.08 |
243.98 |
157.91 |
42.65 |
186.07 |
1964-65 |
418.42 |
301.05 |
200.22 |
67.67 |
302.52 |
|
(b) Other Banks |
1963-64 |
6.40 |
37.16 |
33.54 |
0.04 |
0.68 |
1964-65 |
10.00 |
84.88 |
77.94 |
0.20 |
13.71 |
|
Farming Society- |
|
|
|
|
|
|
|
(a) Collective Farming Society |
1963-64 |
4.80 |
0.07 |
-- |
-- |
0.07 |
1964-65 |
5.63 |
-- |
0.07 |
-- |
-- |
|
(b) Joint Farming Society |
1963-64 |
0.36 |
0.01 |
-- |
-- |
0.01 |
1964-65 |
0.36 |
-- |
0.01 |
-- |
-- |
Housing Society- |
| |
| |
| |
|
(a) Tenement Ownership Housing Society. |
1963-64 |
4.31 |
0.04 |
0.10 |
-- |
3.60 |
1964-65 |
4.31 |
-- |
0.03 |
-- |
4.10 |
|
(b) Tenement Co-partnership Society |
1963-64 |
-- |
-- |
-- |
-- |
-- |
1964-65 |
-- |
-- |
-- |
-- |
-- |
|
(c) Other Housing Society |
1963-64 |
-- |
-- |
-- |
-- |
-- |
1964-65 |
-- |
-- |
-- |
-- |
-- |
|
Processing Society- |
|
|
|
|
|
|
|
(a) Agricultural Processing Society |
1963-64 |
4.12 |
-- |
-- |
0.01 |
0.04 |
1964-65 |
13.28 |
3.99 |
0. 31 |
-- |
3.18 |
|
(b) Industrial Processing Society |
1963-64 |
-- |
-- |
-- |
-- |
-- |
1964-65 |
-- |
-- |
-- |
-- |
-- |
|
Producer's Society - |
|
|
|
|
|
|
|
(a) Industrial Processing Society |
1963-64 |
1.70 |
-- |
-- |
-- |
-- |
1964-65 |
7.75 |
-- |
-- |
-- |
-- |
|
(b) Labourers Industrial Society |
1963-64 |
0.40 |
-- |
-- |
0.21 |
0.30 |
1964-65 |
0.52 |
0.65 |
-- |
-- |
0.07 |
|
(c) Agricultural Producers' Society |
1963-64 |
0.82 |
-- |
-- |
0.25 |
0.65 |
1964-65 |
1.35 |
0.49 |
0.31 |
0.33 |
0.84 |
|
Resource Society- |
|
|
|
|
|
|
|
(a) Credit Resource Society |
1963-64 |
321.89 |
226.61 |
159.88 |
57.55 |
268.92 |
1964-65 |
399.43 |
349.26 |
171.16 |
80.49 |
308.14 |
|
(b) Non-Credit Resource Society |
1963-64 |
1.25 |
-- |
-- |
-- |
-- |
1964-65 |
1.39 |
-- |
-- |
-- |
-- |
|
(c) Service Resource Society |
1963-64 |
-- |
-- |
-- |
-- |
-- |
1964-65 |
-- |
-- |
-- |
-- |
-- |
|
General Societies- |
|
|
|
|
|
|
|
(a) Social |
1963-64 |
0.02 |
-- |
-- |
-- |
-- |
1964-65 |
0.02 |
-- |
-- |
-- |
-- |
|
(b) Commercial |
1963-64 |
2.20 |
-- |
-- |
-- |
-- |
1964-65 |
2.61 |
-- |
-- |
-- |
-- |
|
(c) Others |
1963-64 |
0.31 |
-- |
-- |
-- |
-- |
1964-65 |
0.46 |
-- |
-- |
-- |
-- |
|
District Total |
1963-64 |
609.92 |
507.83 |
351.43 |
100.50 |
460.34 |
1964-65 |
917.22 |
740.32 |
450.55 |
148.69 |
632.56 |
Source .Bureau of Economics and Statistics, Maharashtra State, Bombay. |
