|
|
 |
WELFARE DEPARTMENTS
|
 |
STATE FINANCIAL AID TO AGRICULTURE AND INDUSTRY
STATE-AID TO AGRICULTURE.
Indebtedness has been the biggest curse to the rural population in India which sustains itself mainly on agriculture. Jalgaon is not an exception to this. In spite of the comparatively better yield of land in the district, the farmer gets fewer opportunities to introduce any land improvement due to his preoccupation with the payment of his traditional debt. Such a situation also puts a premium upon all the efforts the cultivator might take to improve his living standard. Any effort, therefore, undertaken by the Government should be in the nature of a co-ordinated and comprehensive scheme intended to enable the farmer to improve his land and its productive potential and also to help him in his own uplift. Nothing could be more welcome than a net-work of cooperative institutions which would cater to their needs and supply them the necessary finances to overcome their difficulties. What is actually needed is Government assistance to agriculturists in the form of tagai loan which would satisfy to a very large extent their need for credit.
The system of tagai loans dates back to the pre-British period. The British administrators adopted the already existing system and a number of Tagai Acts were passed between 1871 and 1879. No active assistance. however, was rendered till the enactment of the Land Improvement Loans Act of 1881 and the Agriculturists' Loans Act of 1884. The former Act is broadly concerned with lone-term loans while the latter deals with short-term accommodation.
Land Improvement Loans Act of 1883.
Loans under this Act are granted to cultivators for works of
improvcment on land, such as construction of wells and tanks, preparation of
land for irrigation, drainage, reclamation, enclosures,
etc. The Collector, Prant Officers and Mamlatdars are authorised
to grant loans to the extent of 8½ per cent of the total amount
of loans to be disbursed, i.e.. 16 pies per rupee per annum. In
particular cases, however, the Government may reduce the rate of
interest or may not charge any interest. The loan is given when
the grantor is satisfied as to the security and a margin of safety.
Generally immovable properly is demanded as security against
loans to be advanced.
Agriculturists Loans Act of 1884.
Loans under this Act may be granted to holders of arable lands
for purchase of seed, fodder. agricultural stock or implements.
They are also granted to hire cattle, to rebuild houses destroyed by
calamities, to meet the monetary needs of cultivators while
engaged in work on land or to achieve some such purpose. The
rate of interest, the type of security and the terms and conditions
of the grant of loan are the same as under the Land Improvement
Loans Act of 1883.
The following tabular statements show the extent of Government
assistance under these Acts in Jalgaon district and bring to notice the actual needs of people for tagai loans.
TABLE No. 12
GOVERNMENT FINANCE FOR AGRICULTURE
|
Particulars |
Loans under Land Improvement Act, 1883 |
Loans under Agriculturists' Loans Act, 1884 |
|
(1) |
(2) |
(3) |
|
Rs. |
a. |
P- |
Rs. |
a. | p. |
|
(1954-55) |
1. Applications pending at the beginning of the year. |
148 |
-- |
-- |
375 |
-- |
-- |
2. Amount involved in I (Rs.) |
86,000 |
0 |
0 |
58,790 |
0 |
0 |
3. Number of applications received during the year. |
3,032 |
-- |
-- |
11,683 |
-- |
-- |
4. Total amount applied for by these applicants (Rs.). |
12,91,082 |
0 |
0 |
25,48,765 |
0 |
0 |
5. Number of applications sanctioned |
1,907 |
-- |
-- |
6,954 |
-- |
-- |
6. Total amount asked for in 5 (Rs.) |
11,02,082 |
0 |
0 |
19,52,157 |
0 |
0 |
7. Total amount actually sanctioned (Rs.) |
4,77,013 |
0 |
0 |
6,75,710 |
0 |
0 |
8. Total amount actually disbursed during the year (Rs.). |
4,76,280 |
0 |
0 |
6,74,571 |
0 |
0 |
9- Total loans repaid during the year (Rs.) |
7,01,195 |
1 |
4 |
15,76,796 |
9 |
6 |
10. Total loans outstanding (Rs.) |
16,76,597 |
4 |
6 |
23,56,188 |
7 |
3 |
| |
(1955-56) | |
1. Applications pending at the beginning of the year. |
150 |
-- |
-- |
407 |
-- |
-- | |
2. Amount involved in 1 (Rs.) |
1,33,800 |
0 |
0 |
91,830 |
0 |
0 | |
3. Number of applications received during the year |
1,151 |
-- |
-- |
9,192 |
-- |
-- | |
4. Total amount applied for bv these applicants (Rs.). |
14,83,895 |
0 |
0 |
91,99,783 |
0 |
0 | |
5. Number of applications sanctioned |
1,081 |
-- |
-- |
7,931 |
-- |
-- | |
6. Total amount asked for in 5 (Rs.) |
14,07,715 |
0 |
0 |
13,24,840 |
0 |
0 | |
7. Total amount actually sanctioned (Rs.) |
2,29,613 |
9 |
0 |
6,51,599 |
4 |
0 | |
8. Total amount actuallv disbursed during the vear (Rs.). |
2,30,561 |
7 |
0 |
6,45,689 |
4 |
0 | |
9. Total loans repaid during the year (Rs.) |
1,83,100 |
15 |
3 |
7,82,758 |
3 |
9 | |
10. Total loans outstanding (Rs.) |
64,848 |
0 |
0 |
20,87,596 |
2 |
9 | | |
(1956-57) | |
1. Applications pending at the beginning of the year. |
250 |
-- |
-- |
631 |
-- |
-- | |
2. Amount involved in 1 (Rs.). |
1,90,980 |
0 |
0 |
1,43,215 |
0 |
0 | |
3. Number of applications received during the year. |
1,382 |
-- |
-- |
5,532 |
-- |
-- | |
4. Total amount applied for by these applicants (Rs.) |
15,40,365 |
0 |
0 |
13,22,242 |
0 |
0 | |
5. Number of applications sanctioned |
1,549 |
-- |
-- |
5,366 |
-- |
-- | |
6. Total amount asked for in 5 (Rs.) |
16,39,715 |
0 |
0 |
13,38,427 |
0 |
0 | |
7. Total amount actually sanctioned (Rs.) |
3,04,636 |
5 |
6 |
3,36,364 |
0 |
0 | |
8. Total amount actually disbursed during the year (Rs.). |
1,41,396 |
0 |
0 |
2,87,254 |
0 |
0 | |
9. Total loans repaid during the year (Rs.) |
4,39,932 |
13 |
3 |
6,39,036 |
2 |
0 | |
10. Total loans outstanding (Rs.) |
13,61,004 |
2 |
10 |
20,72,149 |
0 |
9 |
continued..
|
Particulars |
Financial Assistance under Grow More Food Campaign |
Any other loans (for project area) |
Financial assistance by other Government Departments |
|
Loans |
Subsidies |
Loans |
Subsidies |
|
(1) |
(4-A) |
(4-B) |
(5) |
(6-A) |
(6-B) |
|
Rs. | a. |
p. |
Rs. |
Rs. |
a. |
P. |
Rs. |
Rs. |
|
(1954-55) |
1. Applications pending at the beginning of the year. |
35 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
2. Amount involved in I (Rs.) |
2,035 |
0 |
0 |
-- |
-- |
-- |
-- |
-- |
-- |
3. Number of applications received during the year. |
1,705 |
-- |
-- |
2 |
68 |
-- |
-- |
-- |
-- |
4. Total amount applied for by these applicants (Rs.). |
1,25,600 |
0 |
0 |
1,000 |
82,000 |
-- |
-- |
-- |
-- |
5. Number of applications sanctioned |
2,553 |
-- |
-- |
2 |
63 |
-- |
-- |
-- |
-- |
6. Total amount asked for in 5 (Rs.) |
7,575 |
0 |
0 |
1,000 |
81,000 |
-- |
-- |
-- |
-- |
7. Total amount actually sanctioned (Rs.) |
60,209 |
0 |
0 |
682 |
70,380 |
-- |
-- |
-- |
-- |
8. Total amount actually disbursed during the year (Rs.). |
60,177 |
0 |
0 |
562 |
55,000 |
-- |
-- |
-- |
-- |
9- Total loans repaid during the year (Rs.) |
5,391 |
5 |
0 |
-- |
-- |
-- |
-- |
-- |
-- |
10. Total loans outstanding (Rs.) |
10.527 |
4 |
0 |
-- |
54,380 |
-- |
-- |
-- |
-- |
|
|
(1955-56) | |
1. Applications pending at the beginning of the year. |
12 |
-- |
-- |
-- |
7 |
-- |
-- |
-- |
-- | |
2. Amount involved in 1 (Rs.) |
540 |
0 |
0 |
-- |
7,000 |
-- |
-- |
-- |
-- | |
3. Number of applications received during the year |
153 |
-- |
-- |
-- |
398 |
-- |
-- |
-- |
-- | |
4. Total amount applied for bv these applicants (Rs.). |
24,080 |
0 |
0 |
-- |
3,31,000 |
-- |
-- |
-- |
-- | |
5. Number of applications sanctioned |
140 |
-- |
-- |
-- |
378 |
-- |
-- |
-- |
-- | |
6. Total amount asked for in 5 (Rs.) |
13,160 |
0 |
0 |
-- |
3,33,000 |
-- |
-- |
-- |
-- | |
7. Total amount actually sanctioned (Rs.) |
10,215 |
0 |
0 |
-- |
2,20,000 |
-- |
-- |
-- |
-- | |
8. Total amount actuallv disbursed during the vear (Rs.). |
10,127 |
12 |
0 |
-- |
2,17,553 |
12 |
0 |
-- |
-- | |
9. Total loans repaid during the year (Rs.) |
11,103 |
7 |
0 |
-- |
3,150 |
0 |
0 |
-- |
-- | |
10. Total loans outstanding (Rs.) |
5,917 |
13 |
0 |
-- |
2,29,850 |
0 |
0 |
-- |
-- |
|
|
(1956-57) | |
1. Applications pending at the beginning of the year. |
-- |
-- |
-- |
-- |
32 |
-- |
-- |
-- |
-- | |
2. Amount involved in 1 (Rs.). |
-- |
-- |
-- |
-- |
50,000 |
0 |
0 |
-- |
-- | |
3. Number of applications received during the year. |
154 |
-- |
-- |
-- |
840 |
-- |
-- |
-- |
-- | |
4. Total amount applied for by these applicants (Rs.) |
30,720 |
0 |
0 |
-- |
2,03,000 |
0 |
0 |
-- |
-- | |
5. Number of applications sanctioned |
111 |
-- |
-- |
-- |
135 |
-- |
-- |
-- |
-- | |
6. Total amount asked for in 5 (Rs.) |
25,720 |
0 |
0 |
-- |
24,5 00 |
0 |
0 |
-- |
-- | |
7. Total amount actually sanctioned (Rs.) |
14,145 |
0 |
0 |
-- |
1,43371 |
0 |
0 |
-- |
-- | |
8. Total amount actually disbursed during the year (Rs.). |
11,775 |
0 |
0 |
-- |
1,15,695 |
0 |
0 |
-- |
-- | |
9. Total loans repaid during the year (Rs.) |
9,124 |
15 |
0 |
-- |
11,133 |
0 |
0 |
-- |
-- | |
10. Total loans outstanding (Rs.) |
5,454 |
14 |
0 |
-- |
2,32,665 |
0 |
0 |
-- |
-- |
TABLE No. 13.
GOVERNMENT FlNANCE FOR AGRICULTURE CLASSIFIED ACCORDING TO PURPOSE.
|
Particulars |
Loans under Land Improvement Act, 1883 |
Loans under Agriculturists' Loans Act, 1884 |
|
(1) |
(2) |
(3) |
|
1. For current farm expenditure— |
Rs. |
a. |
P. |
Rs. |
a. |
p. |
|
(1954-55) |
|
|
(a) Seed |
-- |
-- |
-- |
1,11.159 |
0 |
0 | |
(b) Fodder |
-- |
-- |
-- |
13,968 |
0 |
0 | |
(c) Manure |
-- |
-- |
-- |
75,026 |
0 |
0 | |
(d) Farm implements |
-- |
-- |
-- |
8,830 |
0 |
0 | |
2. Purchase of draught animals |
-- |
-- |
-- |
3,47,624 |
0 |
0 | |
3. Well-digging and other irrigation projects. |
3,12,483 |
0 |
0 |
-- |
-- |
0 | |
4. Land improvement |
96,073 |
0 |
0 |
62,004 |
0 |
0 | |
5. Consumption |
-- |
-- |
-- |
-- |
-- |
| |
6. Other purposes (specified) |
58,503 |
13 |
6 Engine |
42,888 |
0 |
0 Paddy |
|
2,950 |
0 |
0 House |
|
1,423 |
0 |
0 Jowar |
|
16,426 |
0 |
0 Engine |
|
|
(1955-56) |
1. For current farm expenditure— |
| |
(a) Seed |
-- |
-- |
-- |
1.05,447 |
0 |
0 | |
(b) Fodder |
-- |
-- |
-- |
5,824 |
0 |
0 | |
(c) Manure |
-- |
-- |
-- |
69,814 |
0 |
0 | |
(d) Farm implements |
-- |
-- |
-- |
620 |
0 |
0 | |
2. Purchase of draught animate. |
-- |
-- |
-- |
2,25,605 |
0 |
0 | |
3. Well-digging and other irrigation projects. |
1,59,803 |
0 |
0 |
-- |
-- |
-- | |
4. Land Improvement |
46,794 |
0 |
0 |
28,845 |
0 |
0 | |
5. Consumption |
-- |
-- |
-- |
-- |
-- |
-- | td>-- |
6. Other purposes (specified) |
17,999 |
9 |
0 Engine |
22,206 |
12 |
0 Paddy |
|
1,058 |
0 |
0 Bunding |
910 |
0 |
0 Jowar |
|
-- |
-- |
-- |
26,184 |
12 |
0 Engine | |
|
(1956-57) | |
1, For current farm expenditure— |
| |
(a) Seed |
-- |
-- |
-- |
54 872 |
0 |
0 | |
(b) Fodder |
-- |
-- |
-- |
8.660 |
0 |
0 | |
(c) Manure |
-- |
-- |
-- |
18 845 |
0 |
0 | |
(d) Farm implements |
-- |
-- |
-- |
2.700 |
0 |
0 | |
2. Purchase of draught animals |
-- |
-- |
-- |
1,08,480 |
0 |
0 | |
3. Well-digging and other irrigation projects. |
69,539 |
0 |
0 |
-- |
-- |
-- | |
4. Land improvement |
12,651 |
0 |
0 |
54,770 |
0 |
0 | |
5. Consumption |
-- |
-- |
-- |
-- |
-- |
-- | |
6. Other purposes (specified) |
42,400 |
0 |
0 Engine |
23,409 |
9 |
0 Engine |
|
550 |
0 |
0 Weeds |
1,095 |
0 |
0 Paddy |
|
-- |
| |
2,000 |
0 |
0 Trade |
continued..
|
Particulars |
Financial Assistance under Grow More Food Campaign |
Any other loans (for project area) |
Financial assistance by other Government Departments |
|
Loans |
Subsidies |
Loans |
Subsidies |
|
(1) |
(4-A) |
(4-B) |
(5) |
(6-A) |
(6-B) |
|
Rs. | Rs. |
Rs. |
p. |
a. |
Rs. |
Rs. | | 1. For current farm expenditure— |
(1954-55) | |
(a) Seed |
4,497 |
-- |
1,000 |
0 |
0 |
-- |
-- | |
(b) Fodder |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
(c) Manure |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
(d) Farm implements |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
2. Purchase of draught animals |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
3. Well-digging and other irrigation projects. |
-- |
-- |
15,000 |
0 |
0 |
-- |
-- | |
4. Land improvement |
-- |
-- |
11,500 |
0 |
0 |
-- |
-- | |
5. Consumption |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
6. Other purposes (specified) |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
| |
(1955-56) |
1. For current farm expenditure— | | |
(a) Seed |
-- |
-- |
16,000 |
0 |
0 |
-- |
-- | |
(b) Fodder |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
(c) Manure |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
(d) Farm implements |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
2. Purchase of draught animate. |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
3. Well-digging and other irrigation projects. |
-- |
-- |
21,000 |
0 |
0 |
-- |
-- | |
4. Land Improvement |
-- |
-- |
81,500 |
0 |
0 |
-- |
-- | |
5. Consumption |
-- | td>--
-- |
-- |
-- |
-- |
-- |
|
-- |
-- |
-- |
-- |
-- |
-- |
-- |
6. Other purposes (specified) |
-- |
-- |
1,06,500 |
0 |
0 Engine |
-- |
-- | |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|
(1956-57) | |
1, For current farm expenditure— |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
(a) Seed |
-- |
-- |
8,000 |
0 |
0 |
-- |
-- | |
(b) Fodder |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
(c) Manure |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
(d) Farm implements |
-- |
-- |
-- |
-- |
-- |
-- | |
2. Purchase of draught animals |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
3. Well-digging and other irrigation projects. |
-- |
-- |
20,000 |
0 |
0 |
-- |
-- | |
4. Land improvement |
-- |
-- |
60,695 |
0 |
0 |
-- |
-- | |
5. Consumption |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
6. Other purposes (specified) |
-- |
-- |
35,000 |
0 |
0 Engine |
-- |
-- | |
-- |
-- |
-- |
-- |
-- |
-- |
-- | |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
TABLE No. 15
AMOUNT APPLIED FOR AND SANCTIONED AND NUMBER OF APPLICATIONS RECEIVED ON THE BASIS OF TIME LAG BETWEEN DATES OF APPLICATION AND SANCTION.
|
Time lag between date of application and date of sanction |
Number of applications |
Amount applied for |
Amount sanctioned |
|
(1) |
(2) |
(3) |
(4) | | |
Rs. |
Rs. |
(1954-55) |
|
On the same day |
-- |
-- |
-- |
Less than one month |
2,712 |
9,74,500 |
1,72,019 |
1—2 months |
2,155 |
9,55,230 |
3,50,076 |
2—3 months |
1,496 |
9,11,565 |
2,93,375 |
3—4 months |
1,002 |
5,12,300 |
2,30,690 |
4—5 months |
673 |
3,67,750 |
1,02,940 |
5—6 months |
121 |
1,60,825 |
44,678 |
6—7 months |
27 |
28,550 |
16,575 |
7'—8 months |
-- |
-- |
-- |
Over 8 months |
-- |
-- |
-- |
Not ascertainable |
-- |
-- |
-- |
Total |
8,186 |
39,10,720 |
12,10,353 |
(1955-56) | |
On the same day |
704 |
35,600 |
23,174 |
Less than one month |
1,182 |
5,64,915 |
1,17,680 |
1—2 months |
2,648 |
6,90,345 |
2,81,447 |
2—3 months |
2,380 |
3,37,924 |
2,65,263 |
3—4 months |
1,107 |
4,18,928 |
1,27,744 |
4—5 months |
232 |
76,780 |
33,200 |
5—6 months |
378 |
2,31,763 |
1,18,995 |
6—7 months |
5 |
1,650 |
1,040 |
7—8 months |
14 |
28,000 |
10,000 |
Over 8 months |
-- |
-- |
-- |
Not ascertainable |
-- |
-- |
-- |
Total |
8,650 |
23,85,905 |
9,78,543 |
(1956-57) | |
On the same day |
150 |
20,000 |
9,000 |
Less than one month |
1,830 |
3,60,955 |
1,23,964 |
1—2 months |
1,584 |
3,66,927 |
2,54,435 |
2—3 months |
1,233 |
3,41,805 |
1,85,720 |
3—4 months |
1,060 |
4,82,863 |
1,51,649 |
4—5 months |
217 |
73,398 |
34,497 |
5—6 months |
15 |
3,400 |
2,460 |
6—7 months |
2 |
600 |
300 |
7—8 months |
10 |
10,000 |
8,000 |
Over 8 months |
2 |
3,775 |
1,530 |
Not ascertainable |
-- |
-- |
-- |
Total |
6,103 |
16,63,723 |
7,71,555 |
TABLE No. 16
AMOUNT SANCTIONED AND DISBURSED AND NUMBER OF APPLICATIONS
RECEIVED ON THE BASIS OF TIME LAC BETWEEN DATES OF SANCTION
AND DISBURSEMENT.
|
Time lag between date of sanction and date of disbursement |
Number of applications |
Amount sanctioned |
Amount disbursed |
|
(1) |
(2) |
(3) |
(4) | | |
Rs. |
Rs. |
(1954-55) |
|
On the same day |
180 |
36,290 |
36,290 |
Less than one month |
4,894 |
8,01,660 |
7,96,913 |
1 —2 months |
1,072 |
2,07,419 |
1,93,839 |
2—3 months |
956 |
1,69,737 |
1,33,347 |
3—4 months |
1,275 |
42,000 |
37,020 |
4—5 months |
400 |
48,000 |
24,000 |
5—6 months |
60 |
2,000 |
2,000 |
6—7 months |
7 |
900 |
900 |
7—8 months |
-- |
-- |
-- |
Over 8 months |
-- |
-- |
-- |
Not ascertainable |
-- |
-- |
-- |
Total |
8,844 |
13,08,006 |
12,24,309 |
(1955-56) | |
On the same day |
55 |
19,120 |
19,120 |
Less than one month |
3,873 |
4,41,781 |
4,48,376 |
1—2 months |
2,301 |
2,24,214 |
2,10,789 |
2 —3 months |
731 |
1,07,188 |
80,938 |
3—4 months |
179 |
43,000 |
39,145 |
4—5 months |
229 |
17,000 |
16,485 |
5—6 months |
81 |
23,200 |
5,200 |
6—7 months |
1 |
2,000 |
2,000 |
7—8 months |
14 |
14,000 |
14,000 |
Over 8 months |
-- |
-- |
-- |
Not ascertainable |
-- |
-- |
-- |
Total |
7,464 |
8,91,503 |
8,36,053 |
(1956-57) | |
On the same day |
21 |
3,797 |
3,797 |
Less than one month |
2,833 |
3,63,800 |
3,63,800 |
1—2 months |
387 |
1,72,548 |
1,55,983 |
2—3 months |
215 |
30,575 |
30,575 |
3—4 months |
370 |
43,000 |
14,410 |
4—5 months |
50 |
8,000 |
5,490 |
5—6 months |
100 |
27,000 |
16,110 |
6—7 months |
-- |
-- |
-- |
7—8 months |
-- |
-- |
-- |
Over 8 months |
-- |
-- |
-- |
Not ascertainable |
-- |
-- |
-- |
Total |
3,976 |
6,48,720 |
5,90,165 |
TABLE No. 16
Duration of Loan
Duration of Loan |
Number of applieations |
Amount | |
(1) |
(2) |
(3) |
|
(1954-55) | |
1. |
Less tham 3 months |
|
Rs. |
|
2. |
3—6 months |
1,319 |
2,36,918 |
|
3. |
6—9 months |
317 |
60,742 |
|
4. |
9— 12 months |
1,583 |
1,35,883 |
|
5. |
1—2 years |
1,136 |
2,38,289 |
|
6. |
2—3 years |
739 |
1,56,325 |
|
7. |
3—4 Nears |
714 |
2,73,741 |
|
8. |
4—5 years |
196 |
78,693 |
|
9. |
5 years and above |
728 |
3,17,065 |
|
10. |
Those who have not stated the duration |
-- |
-- |
|
Total |
6,732 |
14,97,656 |
|
(1955-56) | |
1. |
Less than 3 months |
195 |
31,000 |
|
2. |
3—6 months |
717 |
49,270 |
|
3. |
6—9 months |
271 |
95,270 |
|
4. |
9—12 months |
1,198 |
83,432 |
|
5. |
1—2 years |
1,869 |
1,73,243 |
|
6. |
2—3 years |
835 |
2,43,732 |
|
7. |
3—4 years |
517 |
2,11,952 |
|
8. |
4—5 years |
115 |
38,929 |
|
9. |
5 years and above |
554 |
1,57,219 |
|
10. |
Those who have not stated the duration |
-- |
-- |
|
Total |
6,271 |
10,84,047 |
|
(1956-57) | |
1. |
Less than 3 months |
-- |
-- |
|
2. |
3—6 months |
641 |
61,542 |
|
3. |
6—9 months |
260 |
46,788 |
|
4. |
9— I 2 months |
828 |
98,168 |
|
5. |
1—2 years |
728 |
58,621 |
|
6. |
2—3 years |
742 |
2,00,625 |
|
7. |
3—4 years |
344 |
1,02,761 |
|
8. |
4—5 years |
64 |
21,916 |
|
9. |
5 years and above |
282 |
2,30,909 |
|
10. |
Those who have not stated the duration |
-- |
-- |
Total
|
3,889 |
8,21,330 |
The foregoing tables reveal that the financial assistance granted under both the Acts was very inadequate to the needs of the agriculturists in the district. For example, while the total amount applied for by the applicants under the Land Improvement Loans Act of 1883 was Rs. 14.83.895 in 1955-56. the actual amount disbursed was only Rs. 2.30.561 -7-0. Similarly, dining the same year, the actual amount disbursed under Agriculturists Loans Act, 1884 was Rs. 6.45.689-4-0 only.
The Government's financial assistance under both the Acts mentioned above appears to be decreasing from year to year as the following data would indicate. In the year 1954-55 nearly 37 per cent of the loan asked for by the agriculturists was granted by the Government. The percentage of this assistance, however, fell to 15 in the following year and to still less in the next year. However, the Government has followed throughout a policy of accommodating more and more persons every year. Attention is paid to disburse the loans as early as possible and unnecessary lime-lag between the date of application for the loans and date of their sanction is not allowed. Figures for three years from 1954 show that on an average 30 per cent of the total number of applications were sanctioned within a period of one month and nearly 96 per cent of the applications have been sanctioned within a period of four months.
The table shows that many of the applications for loans were rejected for one reason or another. Nearly 39 per cent of them were rejected for lack of security or adequate security; similarly, 24 per cent of the applications were not granted, because the purposes for which the loans were demanded were not approved. Failure to clear off old dues, too, served as a cause for rejection of more than sixteen per cent. The rest were rejected for a variety of such other reasons.
Like the loans granted under the two Acts, the financial assistance extended by the Government under the Grow More Food Scheme fell too short of the people's requirements. While demand for loans under section 4-A of the scheme appears to be increasing constantly, the financial assistance has not been keeping pace with it. So is the case with the subsidies granted under 4-B of the scheme. The Government have practically stopped all assistance under this scheme after the initial grant of subsidies in 1954-55. Recently, however, the importance of extending assistance to the project areas has been duly recognised and the Government have adopted a more or less liberal attitude in this matter. |
