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FINANCE
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NON-AGRICULTURAL CREDIT SOCIETIES
Non-Agricultural Societies.-Urban Banks: There are in all eight Co-operative Urban Banks in this district. They provide finance for trade, industry and agriculture on the security of agricultural and
mercantile goods. Loans are also advanced to petty borrowers.
Some banks have introduced small savings scheme for the benefit of
their members.
TABLE No. 9.
The following table indicates the resources, the financial operations and the progress achieved by the urban banks, in this district from 1951 to 1958.
|
Year. |
Number of Societies. |
Number of-Members. |
Loans made during the year to |
Loans due from |
|
Individuals. |
Banks and Societies. |
Individuals, |
|
1 |
2 |
3 |
4 |
5 |
6 |
1951-52 |
8 |
7,338 |
77,05,164 |
-- |
35,37,076 |
1952-53 |
8 |
7,746 |
71,60,858 |
-- |
35,42,296 |
1953-54 |
8 |
8,194 |
73,44,289 |
-- |
35,36,723 |
1954-55 |
8 |
8,855 |
66,16,098 |
-- |
38,43,993 |
1955-56 |
8 |
9,402 |
77,17,270 |
-- |
42,50,513 |
1956-57 |
8 |
9,928 |
75,20,127 |
-- |
43,69,655 |
1957-58 |
8 |
10,519 |
-- |
-- |
44,39,775 |
TABLE No. 9-contd.
|
Year. |
Loans due from |
Loans and Deposits held at the end of the year from |
Of which overdue. |
Banks and Societies. |
Members. |
Non-members. |
Societies. |
1 |
7 |
8 |
9 |
10 |
11 |
1951-52 |
3,42,592 |
-- |
18,76,902 |
21,12,180 |
1,44,742 |
1952-53 |
5,39,279 |
-- |
39,35,558 |
6,47,975 |
87,263 |
1953-54 |
2,74,046 |
-- |
47,43,910 |
3,76,365 |
64,689 |
1954-55 |
4,01,177 |
-- |
52,73,103 |
3,45,871 |
3,05,393 |
1955-56 |
8,32,247 |
-- |
45,60,471 |
6,19,734 |
2,79,204 |
1956-57 |
12,76,919 |
-- |
23,39,619 |
23,82,825 |
2,75,065 |
1957-58 |
13,76,941 |
-- |
17,01,170 |
33,80,079 |
Fig. NA. |
TABLE No. 9-contd.
|
Year. |
Loans and Deposits held at the end of the year from |
Share Capital. |
Reserve Fund. |
Cther Funds. |
Provincial
or Central bank. |
Gover
nment. | |
1 |
12 |
13 |
14 |
15 |
16 |
1951-52 |
8,89,621 |
-- |
6,51,552 |
2,29,883 |
1,84,997 |
1952-53 |
6,68,219 |
-- |
6,80,017 |
2,69,456 |
2,12,146 |
1953-54 |
6,72,677 |
-- |
6,84,288 |
3,00,376 |
2,45,715 |
1954-55 |
1,87,888 |
-- |
6,95,043 |
3,30,206 |
2,63,780 |
1955-56 |
11,92,243 |
-- |
,88,933 |
3,47,196 |
2,82,645 |
1956-57 |
14,67,436 |
-- |
,98,308 |
3,66,804 |
2,90,026 |
1957-58 |
12,77,554 |
-- |
6,94,993 |
-- |
6,56,157 |
TABLE No. 9-contd.
|
Year. |
Working Capital. |
Profit and Loss Account. |
Rate of Interest. |
on borrowing |
on lending. |
1 |
17 |
18 |
19 |
20 |
1951-52 |
60,89,887 |
+93,585 |
1 to4 |
4 to 9 |
1952-53 |
65,00,634 |
+72,996 |
2 to 4 |
4 to 9⅜ |
1953-54 |
70,87,920 |
+74,526 |
-- |
-- |
1954-55 |
74,01,254 |
+61,760 |
3½% |
8% |
1955-56 |
79,70,426 |
+51,620 -617 |
1 to 4½ |
4 to 9⅜ |
1956-57 |
78,20,083 |
+ 52,831 -7,602 |
½ to 4 |
6 to 913/16 |
1957-58 |
79,84,521 |
57,793 |
NA. |
NA. |
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